Financing Your Facelift: Options That Make Surgery Attainable

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You’ve probably heard it before: “Facelifts are only for the rich and famous.” As someone who works closely with facelift patients every day, I can tell you that’s just not true. Many of our Fort Worth patients assume facelift surgery is financially out of reach until they learn how straightforward and affordable modern financing can be.

At Camp Plastic Surgery, we believe your confidence shouldn’t come with an impossible price tag. Today, flexible financing options make facial rejuvenation as accessible as financing a car or remodeling your kitchen—without compromising quality, safety, or results.

If you’ve been putting off scheduling your consultation because of cost, this post is for you. Let’s talk about the real numbers, practical payment options, and smart strategies that can help you make your facelift goals a reality.

Understanding the Real Cost of a Facelift

Before we discuss financing, let’s establish expectations regarding the investment itself. A facelift is not a quick fix. Results can last a decade or longer.

At our practice, facelift pricing typically includes:

  • Dr. Camp’s expertise as an experienced board-certified plastic surgeon
  • Operating room time in our fully accredited, gold-standard surgical center
  • An experienced surgical team that includes a board-certified anesthesiologist
  • All postoperative visits, recovery guidance, and follow-up care

In other words, you’re not just paying for a few hours in the operating room. You’re paying for safety, comfort, and results that stand the test of time.

While costs vary based on the surgical plan, most patients find that their total investment compares favorably to what they’d spend on years of injectables and nonsurgical maintenance. Over time, that makes a facelift one of the most cost-effective rejuvenation options available.

How Financing Works (and Why It’s Easier Than You Think)

Here’s the good news: You don’t have to pay for your facelift all at once. Financing allows you to make manageable monthly payments rather than paying the total cost up front.

At Camp Plastic Surgery, we partner with trusted healthcare financing providers, including CareCredit®, PatientFi®, and Cherry Financing, to make the process simple and secure. These plans offer:

  • Fast online applications with instant credit decisions
  • Flexible repayment terms ranging from 6 to 60 months
  • Competitive interest rates based on your plan and credit
  • No hidden fees or prepayment penalties

Depending on the procedure and plan they choose, many patients are often surprised to discover that monthly payments can be far more manageable than they expected.

This flexibility enables you to plan your procedure without dipping into savings or delaying treatment. The best part? You still receive the same personalized surgical care, advanced techniques, and accredited safety standards that define our practice.

Smart Budgeting Tips To Make It Even Easier

Even with financing, a little planning can make your facelift feel even more comfortable for your wallet. Many of our patients find success with these practical budgeting strategies:

Time It Right

Plan your surgery after receiving a tax refund, annual bonus, or other predictable income boost. Patients often use these natural budget windows to cover upfront costs or make their first few payments.

Set Up a Separate Savings Account

Set up a dedicated savings account or automatic transfer that builds toward your facelift goal over time. Even setting aside $100 per month can help offset future payments.

Use Pre-Tax Options When Applicable

If you have a health savings account (HSA) or flexible spending account (FSA), certain related medical expenses—like pre-op labs, prescriptions, or postoperative care supplies—may qualify for pre-tax spending.

Bundle Procedures for Value

Facial aging typically occurs in multiple areas of the face. Complementary treatments such as eyelid surgery, fat grafting, or laser resurfacing, create harmonious results, and combining them during one surgical session can be more cost-efficient and minimize recovery time.

Why Financing Doesn’t Mean Compromising Quality

One of the biggest misconceptions about financing is that it’s only for people who “can’t afford” quality care. The reality is just the opposite: Financing empowers you to choose the best surgeon and the safest setting without settling for shortcuts.

At our practice, Dr. Camp performs facelifts exclusively in an accredited surgical facility with board-certified anesthesia providers and a team of experienced staff. This ensures you receive the highest standard of safety and precision.

A facelift performed by a qualified plastic surgeon also delivers longer-lasting, natural-looking results, which means you’re less likely to need revision surgery down the road. Check out our related blog post to read more about whether a facelift is worth the investment.

Take the Next Step

Everyone deserves to feel confident in their skin, regardless of their financial situation. Whether you’ve been saving for a while or just starting to explore your options, financing can bridge the gap between wanting a facelift and making it happen. Start by requesting a consultation using the online form or calling us at (817) 228-4315.

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